Where we invest?

49

African Countries

We invest in 49 African countries, assisted by regional and national co-op federation bodies.

Whom we invest in?

90m

Co-operators

The co-op movement we invest in accounts for 7% of the African population.

What we invest in?

CDEs

Debt Securities

We list and invest in high yield co-operative debt instruments (debentures/CDEs).

Co-op Compliance

Our compliance platform is the back bone of effective due diligence in our co-op investments and the same platform is utilised by Registrars as an official database record of the national co-op movement. We are proud to continue to assist African governments in the effective regulation of the movement and co-op creditworthiness.

Login to Co-op Pay
Impact

Why invest in Co-ops

Social Benefit

The primary purpose of a co-op is to serve the community in which it exists.

Sustainability

Inherently stable, more people making decisions, less risk of impulsive decisions.

Low Taxation

They receive several tax exemptions and concessions.

Consumer preference

Compared to other businesses co-ops are viwed as more trustworthy, ethical, and accountable.

Resiliency

Co-ops have double the lifespan of traditional businesses, in rough times they tighten belts, reinvest to improve services, and work together to find a way forward.

24/7 Transperancy

Co-op books are open to the oublic as a compliance requirement, thus greater transperancy.

Investment Options

Create your personalised portfolio

With the CDE I have the freedom to determine the length and return of my portfolio while making an impact in the lives of real African co-op families.

...
Mary Makomva
Working in Birmigham, England

Debentures

Primary debenture listings.

SACCOs

Investment in SACCO loan books.

Discretionary

Unitised investment in primary societies.

2024

Annual Review

Overall allocation and performance highlights for the year in 2022.

Primary Debenture Listings 40%
SACCO Loan Book 30%
Discretionary Funds 15%
Unallocated Funds 5%
Capital Loss 0%

Avg Coupon

Avg Yield

Reinvested

Profit Payout

Investing online

Investing at an Agent

Registration

Visit a Co-op Pay SACCO Agent Branch near you.

Complete a form

Complete member forms and attach documents.

Agree to bylaws

Agree to co-op bylaws and service terms.

Membership card

Deposit to invest with your member card.

Co-op News

7 Co-operative services that can save retirees money

September 17, 2024

Subscribe to receive your issue via email.

8 Ways to Drive Adoption of Your Co-operative Society

September 17, 2024

Subscribe to receive your issue via email.

How is it progressing and what will 2025 bring?

September 17, 2024

Subscribe to receive your issue via email.